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Suzuki-Mobility Finance



A Suzuki Mobility Finance instalment sale allows you to buy your vehicle by paying instalments over an agreed period. Once you’ve paid the full amount, ownership automatically passes to you. Periods may range from 12 to 60 months or longer dependent on your requirements. You may structure an instalment sale with a balloon payment which has the net effect of reducing the monthly repayment.

Interest is calculated at either fixed or prime-linked rates. The goods must be fully insured during the agreement.

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The benefits of choosing this agreement are:

  • You own the goods when you’ve paid the full amount.
  • If the asset is used for business purposes, you can claim depreciation and the yearly interest paid against tax.
  • Initial deposits are not required depending upon current legislation and your credit profile.
  • You’ll enjoy the benefit of any resale value.

Consider taking one of these options with your Suzuki Mobility Finance Package Lease Agreement:


Leasing a vehicle with Suzuki Mobility Finance gives you the right to use it for an agreed period, ideally between 12 and 60 months during which time you pay rentals.

At the end of the term, you can return the goods, acquire ownership or extend the lease. Balloon payments can also be included to make the vehicle more affordable.

Interest is calculated at either fixed or prime-linked rates.
The goods must be fully insured during the agreement.


The benefits of leasing accrue mainly if you’re using the item for business, or for the generation of income.Lease re-payments can be claimed as expense against tax
You don’t need to own the asset to use it

  • You avoid tying up working capital as a business owner.
  • Stepped payments, inflated rentals and other structures can be tailored to suit your needs.
  • Deposits are not required depending upon current legislation and your credit profile.

Full Maintenance Rental


This is like a normal rental except it includes vehicle maintenance. The vehicle however is handed back at the end of the rental period and cannot be automatically owned. It will be your responsibility to ensure that the vehicle is kept in good condition, fully maintained and is driven within any agreed kilometer restrictions. To suite your pocket and personal requirements a residual value may be negotiated. Residual values are dependant on the rental term, make and model of the vehicle.

If the agreed kilometers are exceeded you will be required to pay for the additional usage. Most kilometer restrictions are pegged at 25 000 kms per annum.
Periods ideally range from 12 to 60 months or longer dependant on your requirements.
Interest is calculated at either fixed or prime-linked rates.
VAT is charged monthly and not on the full purchase price at inception.
The goods must be fully insured during the agreement.


The benefits of renting accrue mainly if you’re using the vehicle for business, or in the generation of income:

  • You don’t need to own the asset to use it.
  • You avoid tying up working capital at any stage.
  • Stepped payments, inflated rentals and other structures can be tailored to your needs.
  • The initial deposit and repayment period can be negotiated to suit your requirements.
  • Drive a new vehicle more often.

Insurance Options
A vehicle is one of your most expensive assets, so we at Suzuki Mobility Finance offer a range of insurance, warranty and personal insurance options to give you peace of mind so that you and your vehicle are covered against the risk of loss or damage.
You should carefully consider the benefits of the following insurance / warranty options:

  • Motor Comprehensive Insurance
  • Cover Plus
  • Customer Protection Plan
  • Vehicle Warranty


We will help you arrange insurance cover with your selected insurer if you have not already got cover. If you have your own insurer just let us know the details. All vehicles acquired under a credit agreement have to be insured as this protects both you and us in the event of damage or total loss of the vehicle.


CoverPlus is specially designed as an extension to your motor comprehensive policy. It gives an additional cover in the event of unintentional violation of the underlying policy and a Shortfall benefit. It also provides a cover called Bodyline Maintenance which covers minor accidental damage falling within the underlying policy’s excess.

Benefits Include:

Violation Cover

Should your comprehensive insurer reject your claim due to an unintentional violation of certain policy conditions, you can claim under the CoverPlus policy.

Shortfall Cover

We will protect you against a possible shortfall arising between your comprehensive insurance settlement and the balance owing to the Credit Provider.

Bodyline Maintenance Cover

Where the vehicle suffers minor damage and the total cost of repairs is less than the excess payable in terms of the motor comprehensive policy, the vehicle may be repaired under this section of the policy.

Maximum liability:

Shortfall and Violation

The Sum insured or the market value of the vehicle, whichever is the lesser, or the statutory settlement balance, whichever is the greater, but limited to a maximum of R500 000.
Bodyline Maintenance.
The maximum liability for this benefit shall not exceed R1500.00 per claim.

Vehicles Covered:

  • Light motor vehicles.
  • Motorcycles.
  • Quads.
  • Light delivery vehicles and panel van not exceeding 4500kg vehicle mass.
  • Trailers with a carrying capacity of not more than 750kg.

Always Remember:

  • The vehicle must be comprehensively insured for its full market value.
  • The vehicle must be insured for the correct class of use.
  • Reasonable precautions must be taken to minimise any loss.
  • The vehicle must be maintained in an efficient roadworthy condition.
  • All terms and conditions required by the Underlying insurer must be adhered to.

Customer Protection Plan

For your peace of mind we offer a Customer Protection Plan which settles your outstanding loan balance in the event of your death, permanent disability or certain dread diseases. It also provides limited cover in the event of temporary disability and retrenchment.Of course, you’re free to substitute the Personal Protection Plan with a policy of your choice, providing the cover offered is equivalent.

Vehicle Warranty

Our vehicle warranty products provide mechanical breakdown cover after a manufacturer or dealer warranty expires. It provides cover on items such as engine, gearbox, differential, steering and braking system, etc to certain limits depending on the age of the vehicle and mileage done.


  • Free roadside assistance.
  • Towing costs covered.
  • Hotel accommodation for out of town breakdowns.
  • Car hire charges (limited).
  • Covers moving parts in the event of mechanical breakdown.

Applying for finance

The application process

This describes the application process and the information that will be necessary to complete the application.
When completing the application form you will need to provide the following information:

  • Personal information, including a valid ID or Passport number
  • Spouses details (where applicable)
  • Employment and previous employment details
  • A summary of your monthly income and expenses
  • Contact information for a relative
  • Home ownership details (where applicable)
  • Banking details
  • Other credit provider details
  • Insurance details (where applicable)
  • Details of the vehicle you wish to purchase

Take-A-Break Payment

Take control of the annual budget. Take a break from your monthly payments and enjoy the freedom to use the money where and when you need it most.

Take-A-Break offers you the following:

  • Select a month of the year and miss a payment for that month – every year.
  • This payment plan is available to all customers.


  • Enables you to budget more easily
  • Helps you to handle planned additional expenses
  • Assist customers to maintain a better track record

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